About
Online-Payday-Loans.org is Truth in Payday Lending.
What We Do:
Online Payday Loans compares actual payday lenders by price, user ratings, traffic and other criteria so borrowers can make informed decisions.
Our unbiased guides provide payday loan alternatives, info, tips and testimonials to help borrowers avoid rogue websites and other common pitfalls.
Why We Do It:
Online payday loans should never be your first choice. For some emergencies, however, they may be a practical choice or your only choice.
We’d like to help you avoid rogue websites. For every actual lender site, there are literally thousands of matching services, referral/affiliate sites and other middlemen. There are even rogue sites set up by identity thieves that are much more dangerous than a payday loan.
We’d also like to help you make decisions based on facts not fiction. Politicians pushing payday loan prohibition cast lenders and borrowers in a negative light. Media organizations who don’t do their homework sensationalize and spread payday loan myths. Matching services, on the other hand, make these loans seem quick, casual, easy and painless. They are, in fact, a serious financial obligation with potentially far-reaching consequences so you should make objective decisions based on unbiased facts.
How We Do It:
We provide interactive tables to compare payday lenders by price, user ratings, traffic, BBB rating and other criteria to help you make intelligent purchase decisions. Your time is important to us so we only list actual lenders in our comparison tables and remove those with low user ratings.
We provide facts from a variety of sources. We minimize bias by relying on objective, third-party data providers to the greatest extent possible. To maintain editorial integrity, we do not accept money from political activists, industry or interest groups. Third-party advertisements and affiliate links do not influence the information we provide in any way. We have been a trusted source of information since May 26, 2006. We worked hard to earn your trust and our integrity is not for sale.
Your privacy, computer and the internet is always respected. We never use browser hijacks, deceptive links, obtrusive ads or search engine spamming.
What You Can Do:
If you want to help other borrowers, please rate lenders you’ve used. In November, 2010, we upgraded our rating system software and accidentally lost years worth of data. If you’ve rated lenders before November, please rate them again.
If you’d like to add articles, information or lenders to our site (or let us know about errors/omissions), please contact us. Our site is 100% consumer-based and consumer-driven.
If you’ve succeeded in contacting a hard-to-reach lender, please visit our Full Contact Info page to share, confirm or deny their contact info.
Was our site useful to you? Please link to us (or just to whatever you found useful) from your website or blog.
We moved our Privacy Policy to its own page. It has not changed.
Disclaimer:
This website is created and maintained by concerned consumers. We do not offer loans of any kind.
Lenders are submitted by site visitors. A listing is not an endorsement.
We do not have an opinion of lenders listed. Ratings and popularity are determined by site visitors.
All logos and trademarks are property of their respective owners.
Information contained in this website is of a general nature only and is not intended to constitute advice for any specific fact situation. For particular questions, please consult your lawyer or financial consultant.
We cannot guarantee the accuracy or suitability of information.
We cannot be held liable in any event.