Modest Needs
If your cash need is a one-time, unexpected emergency that requires $350 or less, Modest Needs is an excellent payday loan alternative.
The money provided by Modest Needs is a grant, not a loan. You don’t have to pay it back.
The grants are, of course, subject to limitations…
From their website:
Modest Needs is a non-profit organization reaching out to hard-working individuals and families who suddenly find themselves faced with small, emergency expenses that they have no way to afford on their own.
According to their Mission page…
Modest Needs exists:
- To prevent otherwise financially self-sufficient individuals and families from entering the cycle of poverty, when this might be avoided with a small amount of well-timed financial assistance;
- To restore the financial self-sufficiency of individuals who are willing to work but are temporarily unable to do so because they do not have the means to remit payment for a work-related expense; and
- To empower permanently disadvantaged individuals who otherwise live within their limited means to continue to live independently, despite a temporary, unexpected financial set-back.
The key words here are self-sufficient, temporary and unexpected. If you have been living beyond your means and have long term financial problems, they will not help you.
In keeping with this philosophy, Modest Needs only offers three types of grants:
- Self-Sufficiency Grants
- Back-to-Work Grants
- Independent Living Grants
Please visit their website for details.
Modest Needs (External Link)
(http://www.modestneeds.org/)
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