Financial Resources for Military Personnel
Frankly, the young men and women who put themselves in harm’s way to protect our freedoms are not paid a fraction of what they are worth to our nation.
Until military personnel are paid a wage equal to their vigilance and sacrifices, many will have trouble making ends meet.
When financial emergencies arise, the last thing men and women in uniform need is to add an expensive payday loan to their already heavy financial burden.
This is a list of financial resources to help military personnel focus on the mission at hand instead of worrying about money…
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Canadian Payday Loan Association
The Canadian Payday Loan Association (CPLA) represents 22 23 companies with 850 482 of the roughly 1,350 retail financial services outlets in Canada…
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Financial Resources for Students
If you are a student with financial difficulties, the last thing you need is an expensive payday loan.
This is a list of financial resources to help students concentrate on studying rather than worry about money…
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Payday Loan Software Vendors
This is a list of payday loan software vendors that lenders can use to streamline their business.
The information, user manuals and demos on these sites can also provide consumers and advocates with an interesting glance at what goes on behind the loan website or shop counter…
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State Regulatory Agencies for Payday Loans
This is a list of state regulatory agencies that govern payday lending and license payday loan companies.
Regulatory agencies may include your state:
- Department of Financial Institutions (DFI)
- Banking Department
- Department of Corporations
- Attorney General’s Office
Where available, we have included links for consumers to file complaints against payday lenders…
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National Credit Union Administration
The National Credit Union Administration (NCUA) is the agency that charters and supervises federal credit unions.
The NCUA website has a credit union locator to help you find a credit union near you…
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Debt Collection Practices – Privacy Rights Clearinghouse
The Privacy Rights Clearinghouse has an excellent Debt Collection Practices page.
Dealing with a debt collector is a stressful experience.
Knowing related laws and regulations, however, can make it less stressful.
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National Consumer Law Center
The National Consumer Law Center provides detailed summaries of state payday loan laws.
Included are state payday loan charts, related laws/regulations, a regulatory alert letter to state banks and a model deferred deposit loan act…
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Teletrack
Teletrack is a consumer credit database for sub-prime lenders.
If you have transacted with a payday lender, chances are you are listed in their database…
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FDIC Consumer Protection Acts (Truth in Lending Act)
The Federal Deposit Insurance Corporation (FDIC) website publishes FDIC law, regulations and acts related to consumer protection.
Of particular interest to payday loan consumers is the Truth in Lending Act (TILA)…
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