The National Consumer Law Center provides detailed summaries of state payday loan laws.
Included are state payday loan charts, related laws/regulations, a regulatory alert letter to state banks and a model deferred deposit loan act…
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The National Credit Union Administration (NCUA) is the agency that charters and supervises federal credit unions.
The NCUA website has a credit union locator to help you find a credit union near you…
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National Foundation for Credit Counseling (NFCC) member agencies offer Consumer Credit Counseling Services (CCCS) to help consumers achieve financial stability. Member agencies are all nonprofit and community-based.
If payday loans have put you on the debt treadmill, NFCC members can provide financial education and counseling to help you manage your debt…
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Navy Federal Credit Union offers Department of the Navy (DON) personnel, contractors and their families an excellent payday loan alternative called the NAVchek Line of Credit…
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The Nevada Federal Credit Union offers a payday loan alternative called ADVANCpay…
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This is a list of payday loan software vendors that lenders can use to streamline their business.
The information, user manuals and demos on these sites can also provide consumers and advocates with an interesting glance at what goes on behind the loan website or shop counter…
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The best way to avoid payday loans is to create a rainy day fund to help you through financial emergencies.
In order to create such a fund, you must first budget your household expenses to reduce expenditures and increase savings.
PearBudget is a free, easy-to-use budgeting and expense tracking program that may ultimately help you avoid payday lenders…
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The Postal Employees’ Relief Fund (PERF) offers emergency assistance (relief grants) to active and retired postal employees who incur significant loss in property damage as the result of a major natural disaster…
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This is a list of state regulatory agencies that govern payday lending and license payday loan companies.
Regulatory agencies may include your state:
Where available, we have included links for consumers to file complaints against payday lenders…
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Summit Credit Union in Wisconsin offers members payday loan alternatives including personal loans and a line of credit of up to $1,000 with a quick application process that does not include a credit evaluation…
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