Patricia Davis

“I was a middle-class working person… I had a good job at Microsoft, a mortgage, a car, a lot of credit cards.”

Former Microsoft employee Patricia Davis never thought that she would have to take out a payday loan…

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Jeannette Hartman

“A girlfriend mentioned a payday loan… There was a whole list of companies on the Internet. They approved you within minutes. You sent them your account information and they wired the money into your account… It was easy to try to get extra money for Christmas, for when I just wanted something… Then I paid the price when I had to pay them back.”

Online payday loan consumer Jeannette Hartman describes her ordeal to Charleston Daily Mail reporter George Hohmann…

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Jennifer Stein

“When you go for these loans, you’re pretty desperate, and you don’t really care as long as you get the money you need… They basically give it to you just to fail.”

Internet payday loan consumer Jennifer Stein believes online lenders are a trap…

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Anitra Foote

“I do always feel bad about paying all the fees, but it is convenient for me, and it’s better than asking family members for a loan.”

Financial analyst Anitra Foote, who makes about $45,000 a year, has taken out 10 online payday loans…

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Elizabeth Duncan

“I know the interest is high… but sometimes you do what you have to do.”

Elizabeth Duncan earns a straight commission and is not paid regularly. She has taken out payday loans…

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