FAQ
Frequently Asked Questions:
- What is your privacy policy?
Your privacy is respected and protected. Individually identifiable information about you is not willfully disclosed to any third party. We will never send you unsolicited bulk or commercial e-mail.
Please read the Privacy Policy on our About page.
- What is your ad policy?
You will never have to worry about accidently clicking on an ad because all ads are clearly marked. While some sites like to surprise visitors with hidden/deceptive commercial links, we believe that such policies inflate advertiser costs, erode intent to purchase and leave a bad taste in everyone’s mouth.
You can rest assured that we will not hijack your browser with pop-ups, pop-unders, etc. Also, feel free to browse at work because we will not serve you sounds or flashing banner ads.
- What is your linking policy?
We do not engage in deceptive, hidden or misleading links. All links to third-party sites are clearly marked ‘External Link’ and we do not use redirects that break your browser’s back button.
- Why do you mark external links?
Different sites have different policies regarding privacy, linking, pop-up advertisements, flashing ads, etc.
Our user-friendly policies are stated above. Unfortunately, many external sites do not share our policies.
External sites may contain pop-ups, flashing banners and other user-unfriendly elements. Some contain user-hostile elements such as browser hijacks, tracking cookies and other spyware/malware.
That’s why we mark external links clearly. Please exercise caution with external links, use a secure browser and check for spyware regularly. When you click on external links, you have to be ready for anything.
- What should I do if I run into something unpleasant on an external site?
If an external site makes your time online less enjoyable, punish them with a poor rating!
- On lender pages, the title begins with an L/P/U/X. What is this?
We include it so you can determine the type of lender at a glance:
- L: Actual Lender
- P: Publisher or Affiliate
- U: Unknown
- X: Avoid (received complaints, reports of questionable practices, etc.)
- On lender pages, you mention popularity as a percent (%). How do you calculate that?
Popularity = Number of Page Views / Our Most Popular Page’s Number of Page Views x 100.
In other words, if the Popularity is 100%, it is our most frequently visited page. If it is less than 100%, it shows how the page’s popularity compares to that of our most popular page.
- On lender pages, why do you make us cut and paste the lender’s URL? Why don’t you link directly?
We apologize for this inconvenience.
Unfortunately, many payday loan sites engage in search engine spamming (black hat search engine optimization techniques such as hidden key words, cloaking, identical content on multiple URLs, etc.) or link to other websites that do.
Search engine spammers pee in our information pool by making search engine results less useful for everyone.
Every time someone links to a search engine spammer, the spammer gets a higher rank in the search engine results. We would rather avoid bestowing rank on sites that cheat the system at everyone else’s expense.
Again, we apologize to our users for the inconvenience and hope everyone understands.
We also apologize to payday lenders who do not engage in search engine spamming. While we would like to bestow rank to ethical companies, it just takes too long to dig for search engine spamming techniques so we decided to remove direct links altogether.
If you have any other questions, please contact us.
Thank you.