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	<title>Online Payday Loans</title>
	<link>http://www.online-payday-loans.org</link>
	<description>Truth in Payday Lending</description>
	<pubDate>Thu, 24 Jul 2008 00:37:10 +0000</pubDate>
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		<title>Demographic Study of Online Payday Loan Consumers</title>
		<link>http://www.online-payday-loans.org/articles/demographic-study-payday-loan-consumers/</link>
		<comments>http://www.online-payday-loans.org/articles/demographic-study-payday-loan-consumers/#comments</comments>
		<pubDate>Mon, 16 Jun 2008 19:40:28 +0000</pubDate>
		<dc:creator>Online-Payday-Loans.org</dc:creator>
		
	<category>Articles</category>
		<guid isPermaLink="false">http://www.online-payday-loans.org/articles/demographic-study-payday-loan-consumers/</guid>
		<description><![CDATA[Government-knows-best bureaucrats would have us believe that payday lenders &#8220;prey on the poor and uneducated.&#8221;
A payday loan shop employee, on the other hand, told us that most of their customers are educated, make over $30,000 a year and (ironically) work for the government.
We decided to do a demographic study of online payday loan consumers to [...]]]></description>
		<wfw:commentRSS>http://www.online-payday-loans.org/articles/demographic-study-payday-loan-consumers/feed/</wfw:commentRSS>
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		<title>Daniel O&#8217;Sullivan</title>
		<link>http://www.online-payday-loans.org/quotes/daniel-o-sullivan/</link>
		<comments>http://www.online-payday-loans.org/quotes/daniel-o-sullivan/#comments</comments>
		<pubDate>Mon, 26 May 2008 15:18:09 +0000</pubDate>
		<dc:creator>Online-Payday-Loans.org</dc:creator>
		
	<category>Quotes</category>
		<guid isPermaLink="false">http://www.online-payday-loans.org/all/daniel-o-sullivan/</guid>
		<description><![CDATA[&#8220;Fifteen is the magic number&#8230; Once it gets below $15, the attractiveness of the product goes away exponentially, given the fact that loan losses can be quite significant.&#8221;
Equity analyst Daniel O&#8217;Sullivan believes that a payday loan shop must charge a minimum of $15 per $100 borrowed to remain profitable&#8230;

Calculated using the Payday Loan Calculator (External [...]]]></description>
		<wfw:commentRSS>http://www.online-payday-loans.org/quotes/daniel-o-sullivan/feed/</wfw:commentRSS>
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		<item>
		<title>Update: GoFastCash Goes Under?</title>
		<link>http://www.online-payday-loans.org/updates/gofastcash-goes-under/</link>
		<comments>http://www.online-payday-loans.org/updates/gofastcash-goes-under/#comments</comments>
		<pubDate>Wed, 07 May 2008 06:31:30 +0000</pubDate>
		<dc:creator>Online-Payday-Loans.org</dc:creator>
		
	<category>Updates</category>
		<guid isPermaLink="false">http://www.online-payday-loans.org/updates/gofastcash-goes-under/</guid>
		<description><![CDATA[GoFastCash was one of the most popular payday loan sites in our list of lenders (based on overall pageviews on our site).
It was among the highest rated payday lenders as well (based on visitor ratings).
Their price of $15 per $100 borrowed was also among the lowest on our Compare Lenders page, but was their price [...]]]></description>
		<wfw:commentRSS>http://www.online-payday-loans.org/updates/gofastcash-goes-under/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Update: Payday Loan Laws that Hurt Consumers</title>
		<link>http://www.online-payday-loans.org/updates/laws-that-hurt-consumers/</link>
		<comments>http://www.online-payday-loans.org/updates/laws-that-hurt-consumers/#comments</comments>
		<pubDate>Thu, 24 Apr 2008 18:05:52 +0000</pubDate>
		<dc:creator>Online-Payday-Loans.org</dc:creator>
		
	<category>Updates</category>
		<guid isPermaLink="false">http://www.online-payday-loans.org/updates/laws-that-hurt-consumers/</guid>
		<description><![CDATA[Our popular article Five Six Payday Loan Laws that Hurt Consumers has been updated&#8230;

Today, a kind reader from Virginia brought it to our attention that a city councilman in Alexandria proposed a business licensure tax increase for payday loan shops to the maximum allowable by state law.
We found three news articles which confirmed this story [...]]]></description>
		<wfw:commentRSS>http://www.online-payday-loans.org/updates/laws-that-hurt-consumers/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Manitoba Public Utilities Board</title>
		<link>http://www.online-payday-loans.org/quotes/manitoba-public-utilities-board/</link>
		<comments>http://www.online-payday-loans.org/quotes/manitoba-public-utilities-board/#comments</comments>
		<pubDate>Tue, 08 Apr 2008 02:57:04 +0000</pubDate>
		<dc:creator>Online-Payday-Loans.org</dc:creator>
		
	<category>Quotes</category>
		<guid isPermaLink="false">http://www.online-payday-loans.org/quotes/manitoba-public-utilities-board/</guid>
		<description><![CDATA[&#8220;The Board anticipates that the maximum charges established by this Order will result in some, if not many, payday lenders exiting Manitoba, and acknowledges that such a result will bring transitory hardship to some payday loan borrowers who will either have to establish an alterative source of credit or do without.&#8221;
According to Maximum Charges for [...]]]></description>
		<wfw:commentRSS>http://www.online-payday-loans.org/quotes/manitoba-public-utilities-board/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Privacy Policy Update</title>
		<link>http://www.online-payday-loans.org/updates/privacy-policy-update/</link>
		<comments>http://www.online-payday-loans.org/updates/privacy-policy-update/#comments</comments>
		<pubDate>Mon, 17 Mar 2008 17:12:46 +0000</pubDate>
		<dc:creator>Online-Payday-Loans.org</dc:creator>
		
	<category>Updates</category>
		<guid isPermaLink="false">http://www.online-payday-loans.org/updates/privacy-policy-update/</guid>
		<description><![CDATA[We have updated our privacy policy&#8230;

The new policy can be found at the bottom of our About Us page.
Recent Posts:

06/16/2008: Demographic Study of Online Payday Loan Consumers
05/26/2008: Daniel O&#8217;Sullivan
05/07/2008: Update: GoFastCash Goes Under?
04/24/2008: Update: Payday Loan Laws that Hurt Consumers
04/07/2008: Manitoba Public Utilities Board

Random Posts:

10/11/2006: Patricia Randle
10/03/2006: Neil Walsh
03/10/2007: Holly Petraeus
11/17/2006: John Reich
10/18/2006: Deputy Attorney [...]]]></description>
		<wfw:commentRSS>http://www.online-payday-loans.org/updates/privacy-policy-update/feed/</wfw:commentRSS>
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		<item>
		<title>Christopher Lewis Peterson and Steven M. Graves</title>
		<link>http://www.online-payday-loans.org/quotes/peterson-graves/</link>
		<comments>http://www.online-payday-loans.org/quotes/peterson-graves/#comments</comments>
		<pubDate>Sun, 24 Feb 2008 18:35:40 +0000</pubDate>
		<dc:creator>Online-Payday-Loans.org</dc:creator>
		
	<category>Quotes</category>
	<category>Opponent</category>
		<guid isPermaLink="false">http://www.online-payday-loans.org/quotes/peterson-graves/</guid>
		<description><![CDATA[&#8220;This analysis suggests that&#8230; the payday lending industry has now fundamentally transformed the financial services sector catering to lower income Americans. Moreover, our findings should serve as conclusive proof that conservative Christian Americans are a prime demographic target of the payday lending industry.&#8221;
Christopher Lewis Peterson and Steven M. Graves came to this fascinating conclusion in [...]]]></description>
		<wfw:commentRSS>http://www.online-payday-loans.org/quotes/peterson-graves/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Compare Cash Loans</title>
		<link>http://www.online-payday-loans.org/links/compare-cash-loans/</link>
		<comments>http://www.online-payday-loans.org/links/compare-cash-loans/#comments</comments>
		<pubDate>Tue, 12 Feb 2008 17:16:47 +0000</pubDate>
		<dc:creator>Online-Payday-Loans.org</dc:creator>
		
	<category>Links</category>
		<guid isPermaLink="false">http://www.online-payday-loans.org/links/compare-cash-loans/</guid>
		<description><![CDATA[Compare Cash Loans (CompareCashLoans.com) is an objective comparison of unsecured cash loan options.
Using the site, you can compare short-term, small-dollar cash loans offered by P2P lending services, credit unions, utilities (in the form of late payment fees), banks (in the form of overdraft “protection”) and, of course, payday loans.
The site compares loans by amount, duration, [...]]]></description>
		<wfw:commentRSS>http://www.online-payday-loans.org/links/compare-cash-loans/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Meghan Hoyer</title>
		<link>http://www.online-payday-loans.org/quotes/meghan-hoyer/</link>
		<comments>http://www.online-payday-loans.org/quotes/meghan-hoyer/#comments</comments>
		<pubDate>Tue, 05 Feb 2008 05:23:44 +0000</pubDate>
		<dc:creator>Online-Payday-Loans.org</dc:creator>
		
	<category>Quotes</category>
		<guid isPermaLink="false">http://www.online-payday-loans.org/quotes/meghan-hoyer/</guid>
		<description><![CDATA[&#8220;It&#8217;s why neighborhoods with lower median incomes - such as Norfolk&#8217;s Berkley and Portsmouth&#8217;s Brighton/Prentis Park - have no payday lenders, while Portsmouth&#8217;s solidly suburban subdivisions along Portsmouth Boulevard near Chesapeake Square Mall have a cluster of them.&#8221;
The Virginian-Pilot staff writer Meghan Hoyer found that payday lenders target middle-class neighborhoods and avoid poor areas of [...]]]></description>
		<wfw:commentRSS>http://www.online-payday-loans.org/quotes/meghan-hoyer/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Tasnuva Ahmed</title>
		<link>http://www.online-payday-loans.org/quotes/tasnuva-ahmed/</link>
		<comments>http://www.online-payday-loans.org/quotes/tasnuva-ahmed/#comments</comments>
		<pubDate>Mon, 28 Jan 2008 22:35:39 +0000</pubDate>
		<dc:creator>Online-Payday-Loans.org</dc:creator>
		
	<category>Quotes</category>
	<category>Testimonials</category>
		<guid isPermaLink="false">http://www.online-payday-loans.org/quotes/tasnuva-ahmed/</guid>
		<description><![CDATA[&#8220;Sometimes [a payday loan] is your only option. I respect the fact that they&#8217;re there when you need them. You have bills, and you have to pay them. But I have never recommended this to anyone. You can&#8217;t catch up.&#8221;
Payday loan consumer Tasnuva Ahmed, who has been using cash advance loans regularly for two years, [...]]]></description>
		<wfw:commentRSS>http://www.online-payday-loans.org/quotes/tasnuva-ahmed/feed/</wfw:commentRSS>
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