If you’ve ever used an online payday lender or taken out a short-term installment loan, you may have a record in Clarity’s database. Lenders may use this information when considering future loan applications.
If you’ve been denied a loan by a company that uses Clarity, you can contact Clarity to request a free copy of the consumer report given to the lender.
From the ClarityServices.com website:
“Please understand that Clarity Services, Inc., did not deny your loan request, and cannot inform you of any specific reason(s) why your loan request was denied; we can only provide you with the same information supplied to the lender at the time of your loan request/application.”
Clarity Services, Inc.
To get a free copy of your consumer report, please follow the link on their Consumer Support page.
Clarity for Consumers (Added June 10, 2013)