Martinsville DuPont Credit Union
Martinsville DuPont Credit Union (MDCU) offers an excellent payday loan alternative called the Salary Advance Loan…
You can get a Salary Advance Loan for the following terms:
- $500
- 30 days
- $12.40 fee
According to the Payday Loan Calculator, that works out to an annual percentage rate (APR) of about 30% – far cheaper than any payday loan. A news release on the MDCU website states that Salary Advance Loans start as low as 18% APR.
Membership requirements include:
- live or work in Martinsville and Danville (and the counties of Franklin, Henry, Patrick and Pittsylvania) or an immediate family member of a MDCU member
- open a savings account with a minimum amount of $20.00
- one-time membership fee of $5.00
From their website:
MDCU now offers Salary Advance Loans (SAL)… MDCU SAL loans have an annual percentage rate as low as 18%. SAL can get you out of the payday loan trap today!
MDCU has offices in Martinsville, Collinsville and Rocky Mount, Virginia.
Martinsville DuPont Credit Union (External Link)
(http://www.mdcu.org/)
For more information about credit unions, please read Credit Unions in our Payday Loan Alternatives category.
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