National Consumer Law Center
The National Consumer Law Center provides detailed summaries of state payday loan laws.
Included are state payday loan charts, related laws/regulations, a regulatory alert letter to state banks and a model deferred deposit loan act…
From their website:
Marketed as a way to help consumers pay the bills until their paychecks arrive, payday loans trap consumers in terrible cycles of debt, dragging their families more deeply into financial crisis… The fees for payday loans are exorbitant with effective interest rates that can top 1,000 percent.
National Consumer Law Center – Payday Loans Page (External Link)
(http://www.consumerlaw.org/)
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