Debt Collection Letters for Consumers from Privacy Rights Clearinghouse
The Privacy Rights Clearinghouse has excellent Debt Collection Letters to use if you fall victim to unfair debt collection practices…
From their website:
We provide information about how to stop calls from collectors and how to correspond with them about your account or to dispute a collection action. We also explain your right to privacy, and how debt collection efforts may affect your job, your credit report, even information in your medical files.
Debt Collection Letters for Consumers (External Link)
(http://www.privacyrights.org/)
You can also find useful information by following the Fair Debt Collection and Debt Collection Practices - Privacy Rights Clearinghouse links in our Links section.
Note: These debt collection letters are intended for consumers being hounded by debt collectors. The Fair Debt Collection Practices Act (FDCPA) applies only to debt collectors. Payday lenders themselves are not bound by the FDCPA because they do not meet the definition of “debt collector” under federal law. (Thank you for pointing this out, Jillian.)
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