Online Payday Loans

Truth in Payday Lending

Compare

Compare payday lenders quickly using the tables below.

Actual Lenders (L):
This is a list of online payday loan sites that we believe to be actual lenders.
Click column headings to re-sort. (sorting requires Javascript enabled browser)

Lender
Fee
Day
Max
Rat
Free
Faxless
Phone
$18
Next
500
4
No
Yes
No
$18
Next
250
3
No
Yes
Yes
$25
Next
200
5
No
No
Yes
$18
Next
200
1
No
No
Yes
$30
Next
300
3
No
Yes
Yes
$25
Next
500
1
No
No
Yes
$20
Same
500
3
No
No
Yes
$20
Same
500
3
No
Yes
Yes
$25
Same
150
2
No
No
Yes
$28
Next
500
2
No
No
Yes
$19
Next
400
1
No
No
Yes
$15
Next
250
2
No
No
Yes
$15
Next
260
3
No
No
Yes
$19
Next
999
4
No
No
Yes
$18
Next
300
2
No
Yes
Yes
$30
Next
350
3
No
No
Yes
$25
Next
300
4
No
No
Yes
$15
Next
300
2
No
No
Yes
$10
Next
500
4
No
No
Yes
$25
Next
999
3
No
No
Yes
$25
Next
300
5
No
No
Yes
$18
Next
255
5
No
Yes
Yes

Unknown Payday Loan Sites (U):
This is a list of unknown payday loan sites - they may be lenders, publishers, affiliates or worse. We don’t know.
Click column headings to re-sort. (sorting requires Javascript enabled browser)

Lender
Fee
Day
Max
Rat
Free
Faxless
Phone
$25
Next
300
3
Yes
No
No
$25
Same
500
3
No
Yes
No
$25
Next
300
2
Yes
No
No
$20
Next
200
3
No
Yes
Yes
$10
Next
500
2
No
Yes
Yes
$25
Next
500
2
No
No
Yes
$30
Next
999
3
No
Yes
Yes
$18
Next
300
2
No
No
No
$25
More
300
1
No
No
Yes
$30
Next
300
2
No
Yes
No

Payday Loan Sites to Avoid (X):
This is a list of payday loan sites for whom we have recieved complaints, reports of questionable practices, etc.
Click column headings to re-sort. (sorting requires Javascript enabled browser)

Lender
Fee
Day
Max
Rat
Free
Faxless
Phone
$25
Next
200
1
No
No
Yes
$25
Next
200
1
No
No
Yes
$20
Next
500
1
No
No
Yes
$10
Next
999
1
No
No
Yes
$99
Same
300
1
No
No
Yes
$99
Next
500
1
No
No
No
$30
Next
300
1
No
No
No
$99
More
999
1
No
No
Yes
$30
Next
200
1
No
Yes
No
$99
More
999
1
No
No
No
$99
Next
500
1
No
No
No
$99
Next
500
1
No
No
Yes
$99
More
999
1
No
Yes
Yes
$99
More
999
0
No
Yes
Yes

To properly display the comparison table, a standards compliant browser such as Mozilla Firefox is recommended. Javascript must be enabled for re-sorting to work.

Default Order: Lenders are listed according to the date they were added to our site (oldest at top).
Fee = interest rate per $100 ($99 = not listed)
Day = when your cash arrives (same day, next day or more than two days)
Max = first loan maximum (the most you can borrow on your first time) ($999 = unknown or over $1000)
Rat = rating - visitor submitted rating of 1 to 5 stars (5 is best, average rating is rounded off - i.e. 1.5 = 2 stars, 1.49 = 1 star)
Free = first loan free (no interest charged for first time customers)
Faxless = you do not need a fax machine
Phone = you can call a toll free phone number

Our goal is to create an unbiased, user-driven site that promotes informed decisions regarding payday loans.

In line with our goals, ratings are submitted by visitors to our site. We don’t have an opinion on specific lenders and cannot control public opinion.

Payday lenders are not judged solely on price. Factors that influence public opinion include service, speed, convenience, professionalism, credibility, online etiquette and collection practices.