Contact Info

Find full contact info for incl. mailing address, business name, fax and phone numbers.

Their website is operated by AALM Consulting Services, Ltd. located in Belize City.

Note: Website moved from to

On August 28, 2013, a kind reader reported that the websites didn’t work. We checked and found both URLs dead (Server Not Found error). On Sept. 4 another kind reader notified us that the downtime is related to the move from .com to .net.

Business Name:
AALM Consulting Services, Ltd.

Additional Business Names:
AALM Consulting Loans
AALM Consulting Services, Ltd.
Multi Loan Source (.com moved to .net)
PD Management

Warnings / Disclaimers

1-800-557-9038 (Confirmed Nov. 8, 2013) (Some readers report being put on hold indefinitely.)

On Sept 3, 2013, a kind reader contacted us to let us know that this number still works. Thank you! On Sept. 11, 2013, another kind reader reported being put on hold indefinitely.

1-877-225-0623 (Confirmed Incorrect on August 27, 2013)

Legal Address: (Confirmed August 27, 2013)
AALM Consulting Services, Ltd.
35 Barrack Road, Suite 301,
Belize City, Belize

Mailing Address: (Confirmed Incorrect on Sept. 4, 2013)
AALM Consulting Services, Ltd. DBA
Post Office Box 5501,
Spartanburg, South Carolina 29304

Old Address:
AALM Consulting Services, Ltd.
790 West Sam Houston Parkway Suite 202,
Houston, Texas 77024

Old Address:
AALM Consulting Services, Ltd. DBA
2500 Wilcrest Suite 201,
Houston, Texas 77042

Christopher Patterson (VP Operations)
Joe R**** (President)
Samantha Petty

Important: On Sept. 4, 2013, a kind reader notified us that Joe R**** is NOT the president of this company, has consulted for it but is not and has never been employed by it. We’ve removed the last four letters of his name so that people without the name could not use it but those that found it listed elsewhere on the net would know that it is incorrect. Thank you for understanding.

On March 2, 2013, we received a request for info about AALM Consulting Loans: “Contact information, tax ID# and all DBAs.” Editor’s Note: Thank you for visiting our site. All info collected about AALM is made public here as soon as it is received.

On April 19, 2013, we received the following allegations against AALM: “This loan was paid off at first of year but you [AALM] are still removing $150.00 per month from my account. I originally borrowed $500.00 and specifically called and made arrangements ahead of time to have to have you [AALM] take both principal and interest out in late January or early February. I am waiting on bank statements so I can give you exact dates. I have repeatedly sent email after email to any and all possible addresses your company [AALM] has and have gotten no result at all. I wasn’t even aware that this hadn’t been taken care of until I noticed the $150.00 that came out and only was noted “AALM” with no other way to contact you [AALM]. My bank has been alerted to your [AALM’s] scam and I have reported this fraud to the BBB, all important email companies, etc. Do not under any circumstances remove a penny from my account until you [AALM] call me at [phone number redacted]. Leave a message as to who is calling and where and when I can contact you if you do not get an answer as I work full time at an HONEST JOB! I have retained an attorney and am pressing charges, regardless of how much it costs me. You [AALM] will hear from him shortly also. I look forward to hearing from your company [AALM] within the next business day. Don’t for a second think I am bluffing.”

Editor’s Note: AALM is an unknown and unrelated entity. Please do NOT confuse us with AALM or any other entity mentioned on this site. We are NOT related to AALM in any way, shape or form. Please read our FAQ and About pages carefully to learn more about who we are and what we do. Also, the personal info included in your message has been redacted. Our Anonymous Request Form explicitly asks that you only include info about the online entity in question. Please do NOT send us any personal info about you. Thank you.

On May 1, 2013, a kind reader sent us the following message: “ Are they licensed to do payday loans in Ohio?” Editor’s Note: Thank you for visiting. Please check directly with your state regulatory agency. They maintain an updated list of licensees.

On August 8, 2013, we received the following allegations against AALM Consulting Services: “Took out a $400 payday loan in December 2012 and they were taking $120 a month and took $356.00 on 6-28-13 and $564.00 on 7-30-13.”

On August 9, 2013, we received these allegations: “Entity Details: AALM Consulting Service Loans, Ltd. DBA Multi Loan Services / Multi Payday Loans Services. Address: P.O. Box 5501, Spartanburg, S.C. 29304, Phone: 1-800-557-9038. Last person I spoke to was Samantha Petty. I have spoken to several people over last 1 and 1/2 years. Complaint: In the last 1 and 1/2 years I have had the stupidity to take several ‘loans’ out with this company. Our home was affected by the April 2012 tornadoes here in Alabama. FEMA did give us $5000 to do repairs that contractors estimated at $45,000 + to do. Instead I (age 65) and my husband (age 80) were left to do for ourselves. My husband could not help me physically, so I was left on my own to figure out how to make the repairs and find the money to do it with. As a result I took out several payday loans with this company. It is just now that I realize I am being taken advantaged of. In April I took out a loan for $400. I paid them $108 in May, $236 in June $108 and $108 in July, a total of $560 so far for a ‘loan’ of $400. Only to have them try to draw another $108 again on August 6th, 2013. My bank has charged me $36 in overdraft fees twice so far this month. In hindsight I realize that I was stupid to try to handle my problems this way, but for those people out there like my husband and me, just getting by on SSI and VA Pension is not easy and these interest rates are too high and if something isn’t done soon many of us older people who have poor credit are going to lose everything they worked so hard (and paid taxes on) to get when they were able to work. If I could go out and work I would and not complain but as I am a cancer patient and my husband a old disabled veteran there is no way we can keep on paying these people such high rates.”

On August 12, 2013, we received these allegations: “AALM has been taking a $75 fee directly from my checking account without my permission each month – the latest on August 9, 2013. I have not used this service nor communicated with them. They also go under the name MultiLoanSource and have been issued a legal citation by the State of California. I would like to stop this illegal STEALING from my account and the bank is having a difficult time in tracing the source. I would also like my money returned to me. I am an 80 year old retiree who cannot afford this thievery.”

On August 16, 2013, we received these allegations against “Today I went to check my account balance and they had taken out $475 when they were only supposed to remove $150. I now have NO money in my account. I can’t even pull up their website.”

On August 27, 2013, we received updated contact info for AALM Consulting Services via our Anonymous Request Form. Thank you!

On August 28, 2013, we received the following allegations against AALM / MultiLoanSource: “I have a payday loan out with this company and I need to contact them. Their websites at and don’t work. Is there any way that you can provide a web address link that a person can click on that will take them directly to their web page? I contacted them via their web page and really need to contact them. I have a phone number for them but don’t know if it’s still valid. Is this number still valid: 800-557-9038. Let me know. If I can’t reach them, I will have to consult the BBB on this matter.” Editor’s Note: AALM / MultiLoanSource are an unknown and completely unrelated entity. We have no special access to them and no relationship with them whatsoever. Any info we collect about them from our readers is posted to this page as soon as it’s received. Some readers report difficulty getting through at the above phone number but it’s the only phone number we have for this entity. If you find another one, please let us know. Thank you!

On August 29, 2013, we received the following allegations against AALM Consulting Service, Ltd. DBA Multi-Loans Online using phone number 1-800-557-9038: “I have had the misfortune of taking several loans out with this company. I was under severe stress after last years April tornadoes here in Alabama. I am 66 years old and disabled. Poor credit and an 81 year old husband. We did not know where to turn. FEMA gave us $6000 to do repairs that contractors estimated to cost between $45,000 and $48,000. As it was a structural damage problem I had to do something. I borrowed and bought lumber and learned to do it myself. As I could only borrow $500 at a time and ended up paying back $1000 each time, it took until this spring to finish what I could do in repairs. It was just last month that I realized that I had been taken advantage of by this payday loans online company.”

On Sept. 3, 2013, we received these allegations: “Today Sept. 3rd, 2013, I called to request a loan from or rather and told them I could not pull either website. The gentlemen and lady told me they were not processing new loans at this time due to they are switching banks and that I should be able to get the loan in the next two weeks. I’m just giving you an update and the number listed above does work. They are open Mon-Fri 8am-6pm Eastern Standard Time.”

On Sept. 4, 2013, a kind reader notified us that some of the contact information is incorrect and that the website downtime is due to transfer from dot com to dot net. We’ve updated this page to reflect this new information. Thank you so much! Your info will help a lot of people.

On Sept. 11, 2013, we received these allegations: “I had a loan with Multi-Loan Source. I have tried to contact Multi-Loan Source and am put on hold indefinitely at 1-800-557-9038. I have also sent an email to their Customer Service email. It came back mailer daemon. I would like to settle my obligations. This is difficult when there is not a human being to answer the phone.”

On Sept. 12, 2013, we received more allegations: “Cannot be reached. Checked to see if they took my loan out of bank and they have not. It’s past the due date and they better not charge extra interest on my loan. It’s not my fault they cannot be reached”

On Oct. 6, 2013, we received these allegations: “ changed to without informing clients. Multiloansource DBA AALM Consulting Services changed name to PD Management without informing clients. Monica from Multiloansource called this morning and asked for my credit/debit card number to process a payment, stating “we have changed banks and no longer do autodebits to bank accounts. No information has been provided to clients as to the change. I asked Monica for company’s physical address and license number allowing PD Management to provide loans in Idaho. Monica hung up on me. Called back and spoke to Mary and asked her for the aforementioned information and she gave me the S.C. address above (Multiloansource, PO Box 5501, Spartanburg, SC 29304). I then again asked for PD Management’s business license number allowing the company to accept payments for Multiloansource and a new contract stating the companies new legal name and proof they are licensed to provide loans in the state of Idaho. Mary stated, ‘they are not allowed to give out that information.’ Alerted my bank to the company’s scam and not to authorize debits from AALM Consulting Services nor PD Management. Filed complaint with Fraud Prevention against said companies.”

On Oct. 13, 2013, we received these allegations against Multiloan Source dba AALM: “I took 2 loans out from this company – one in the amount of $300.00 and the other in the amount of $400.00 and when the bank did an audit of my account they informed me that I had over paid to the tune of $2155! I have been e-mailing the Multiloan Source customer service and they are handing me a load of cow manure! I found out that if they do not have a license to lend in the state of Ohio they are illegal to lend. And they hand me an alphabet soup of agencies that they say that they are in compliance with! BS! They also say in the e-mail that I committed fraud and still owe them as all of the payments only cover the interest! What a load of bunk! I have complained to every agency and my state department of finance and the Attorney General but I know that all that I have read on the web tells me that they are going to be ruthless.”

On Oct. 23, 2013, we received these allegations against AALM: “They are trying to say they loaned me $800 in February, 2013. I had applied through Multi Loan Source for a loan and did receive a loan in the amount of $400. Now the group that is calling me is stating the amount is up to $1,100. AALM is using Multi Loan Source’s phone number as their own number and their company to cover up their illegal operations. They are from Belize and stealing from US Citizens under the guise of Multi Loan Source. I have read your online site and all the complaints are the same as mine.”

On Nov. 1, 2013, we received these allegations against AALM: “I have been calling the listed number for over a month and was told they were in the process of switching banks and to call back in November. When I asked why they were switching banks I was told I would have to talk to management. According to my calculations I should be finished with this loan and yet they continue to deduct. I am on social security and try to budget, but this has screwed up my account and it is very stressful.” On the same day, we received these allegations against AALM Consulting / “Cannot reach them to pay off they will just keep taking money out.”

On Nov. 2, 2013, we received more allegations against AALM Multisource Consulting: “AALM withdrew an UNAUTHORIZED amount of $294 from my checking account on Nov 1, 2013. Because this is an ACH withdrawal, there is nothing that Bank of America can do. Additionally, AALM Multisource Consulting has changed their website from .com to .net. When trying to reach that website, I get a code 404 (Page Error). A phone number is not provided. As I have not authorized such a large withdrawal, nor was I notified by AALM about this withdrawal, and as this is a payday loan, which are illegal in the state of Maryland, I wish a stop payment on the current and all future payments from AALM Multisource Consulting.” Editor’s Note: AALM is an unknown entity. We are not related to them in any way. Generally speaking, one should talk to their bank about stop payment orders and their attorney about relevant stop payment laws.

On Nov. 2, 2013, we also received this request for contact info about MultiLoanSource: “Their mailing address.” Editor’s Note: The Belize address above is the latest mailing address we have for this entity. If mail is returned or if you find another address for this entity, please contact us. Thank you!

On Nov. 4, 2013, we received these allegations AALM Consulting Services / “I need to know who to contact to find out if this company is legal in Indiana since they are located from another country.” Editor’s Note: Thank you for contacting us. Generally speaking, to check if a company is legally licensed in your state, the only agency you should be contacting is your state regulatory agency. They maintain an updated list of legally licensed lenders.

On Nov. 5, 2013, we received these allegations against Multi Loan Source / AALM: “These people have been taking money from me like there is no tomorrow. I stopped them from taking money from my account and damn if they didn’t figure out another way to do it. Thank heavens my bank understood and I have recouped all of my funds but others need to be aware that this company is not legit and to stay clear of them. Who changes their name and phone number and website unless they have something to hide? Crooks! I went to them because I was short on cash. I had to pay fees to put stop payments on future charges and I don’t have money like that to just throw down the drain however I didn’t mind to pay the stop payment fee to show these robbers they got the wrong one here to mess with.”

On Nov. 6, 2013, we received these allegations against Multi-Loan Source: “Greetings, I am having a problem with this company Multi-Loan Source in which is no way that I can get through them. The web site is not helping and either their phone which is 1-800-557-9038. I do have a loan from them, in which I do not know the way I can resolve my issue with them, if they do not have a phone where I can reach them. They reported to my credit report an amount which is not correct. Do anyone have a number where I can contact them please? Otherwise, how can I fix my issue with them. Thanks in advance for supporting me with this matter.” Editor’s Note: Thank you for contacting us. Unfortunately, we cannot offer advice for specific fact situations. Please consult an attorney. Any and all contact info for this entity will be posted on this page as soon as it is received. If you find new contact info for them, please let us know. Thank you!

On Nov. 8, 2013, we received these allegations against MultiLoanSource AKA AALM Consulting: “Entity Details: 1-800-557-9038. Phone number I called. Complaint: Received an email that they are going to withdraw $350 from my account on Nov, 8, 2013. Contacted them and they stated I owed them $800. I never took a loan out with this company and I contacted my financial institution regarding this issue. The bank said to call them in the a.m. if they do and they will stop it.”

On January 30, 2014, we received these allegations against AALM / “Entity Details: AALM or .net aka They have many addresses, so I do not know which to use? Complaint: I am now being harassed by someone that AKA AALM AKA .net AKA .com with addresses in three or more states and one in Belize. They broke their contract and took out an amount not approved by me on a date also not approved by me. This company is a scam. It may work once, however, after they have their grip into you anything goes. America, be very careful when dealing with this company that is not even legal in the U.S.” On the same day we received more allegations against AALM Consulting Loans: “No one would give their name the one and only time I reached them. I had to trick them to answer my call: ‘Hello. I am interested in taking out a loan.’ Someone who had a very deep accent sounding like maybe India or somewhere like that. He was very nice until I told him that I wanted to speak with a manager in regards to my loan. ‘Sorry, you have the wrong department.’ and hung up abruptly. Complaint: I wish to know from anyone please: Do they have a right to do business in California in Sept-Dec of 2013. They are threatening me when I refused to pay them due to unauthorized withdrawals from my account. Any info would be helpful. Thank you.” Editor’s Note: Thank you for contacting us. Unfortunately, we cannot offer advice for specific fact situations. For legal advice, please consult your attorney. To find out whether or not a lender is legally licensed to do business in California, please contact your state regulatory agency. They maintain an updated list of licensees. I just checked the California Department of Business Oversight (DBO). I found a Desist and Refrain Order issued against them in September, 2012. I checked the licensee database and was NOT able to find AALM or MultiLoanSource but please contact the California DBO directly to be sure.

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