Tawana Stewart
“Payday loans are not beneficial in any way, shape or form.”
Former payday loan consumer Tawana Stewart describes her ordeal with payday loans that ended in bankruptcy…
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Norman Jacko
“If I had a choice, I wouldn’t [use payday loans]… The job right now is just not cutting the mustard. You gotta do what you gotta do… I’m just barely getting along paycheck to paycheck…”
Mechanic Norman Jacko describes his reasons for using payday loans and shares his thoughts on whether payday lenders target miniorities…
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Rich Gilmore
“I kept doing the borrowing and paying back and borrowing and paying back… They suggested I go to other places to pay them back. It snowballed.”
Social worker Rich Gilmore describes how the quick fix of payday loans can turn into a long-term nightmare…
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Leonard Toyer
“If it’s a choice between paying your bills or buying food, pay your bills and then come to us… We’ll help you with that rather than you going to a payday lender and ending up deeper in debt.”
Army Community Service financial counselor Leonard Toyer offers to help military families avoid the high cost of payday loans but many soldiers end up using payday loans anyway…
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Tommy Moore
“It is discouraging that a paper as prestigious as the Washington Post failed to do its homework on our issue. We offered to sit down with the editorial writer who refused to meet us. Instead she took the word of a disingenuous anti-business activist group, the Center for Responsible Lending, reprinting their factually inaccurate charges verbatim from their talking points.”
Recently appointed CFSA Executive Vice President Tommy Moore attacked a Washington Post editor and the Center for Responsible Lending over an editorial that opposed payday lending…
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Victoria A. Reider
“This suit was filed to protect Pennsylvania consumers from a harmful product that we believe is payday lending by another name… Families who seek these types of loans are usually living paycheck to paycheck and need just a little bit more to make it to Friday. Preying on their need by charging exorbitant fees is simply unconscionable.”
Acting Banking Secretary Victoria A. Reider made this statement after a Commonwealth Court ruled that Advance America violated Pennsylvania consumer law…
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John Ruoff
“We’re deeply disappointed he would take a job like this. These are bad guys and they do shameful things.”
Anti-payday loan advocacy group director John Ruoff was referring to Tommy Moore, who resigned a 26-year Senate seat this weekend to lobby on behalf of the payday loan industry…
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Jamie Fulmer
“Are you going to start zoning out McDonald’s because it’s bad for your health? If you take away our product, all you’ve done is take away one of the tools that folks have to choose from when they find themselves in need of money?”
Advance America director Jamie Fulmer opposes zoning laws that make it harder for new payday loan shops to open…
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Rose Tubens
“It’s a never-ending cycle, I realize. But for some of us with low-incomes, that’s the only way we have to survive.”
Payday loan consumer Rose Tubens believes that cash advance lenders offer a necessary service to people with no credit…
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Darrin Anderson
“Appropriate state regulations provide strong protections for consumers, while ensuring continued access to choices for short-term credit needs… That same principle should apply in cyberspace.”
Payday loan industry trade group president Darrin Anderson believes that online lenders should be licensed in each state where they do business and has introduced a new guideline for member companies…
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