Clarity Services, Inc. is a FCRA (http://www.ftc.gov/) and GLBA (http://business.ftc.gov/) compliant real-time credit reporting bureau used by alternative financial service providers. Read more ›

If you feel you’ve been defrauded by an illegal online payday loan site or are being harassed by a payday loan telephone collection scam, you can file a complaint at the Internet Crime Complaint Center (IC3). Read more ›

The United States Trustee Program is the component of the Department of Justice responsible for overseeing the administration of bankruptcy cases and private trustees. The U.S. Trustee Program has a list of approved credit counseling agencies. Read more ›

As of September 1st, 2010, MicroBilt Corporation is the new home of CL Verify (formerly a subsidiary of DP Bureau). CL Verify is a real time credit bureau used by many payday lenders. If you’ve ever taken out a payday loan, chances are there’s a record about you in their database. Read more ›

American Association of Debt Management Organizations (AADMO) members include consumer credit counseling agencies, debt management organizations, credit counselors, personal finance educators, credit and debt information educators, credit counselors and consumer lawyers (incl. both non-profit and for-profit debt management organizations). Read more ›

National Foundation for Credit Counseling (NFCC) member agencies offer Consumer Credit Counseling Services (CCCS) to help consumers achieve financial stability. Member agencies are all nonprofit and community-based. NFCC members can provide financial education and counseling to help you manage your debt. Read more ›

American Financial Solutions (AFS) is a non-profit credit counseling agency that offers confidential budget counseling, debt management assistance and financial education. Read more ›

Arkansas Federal Credit Union (AFCU) offers military members an excellent payday loan alternative in the form of Military Checking Account Overdraft Privilege. Read more ›

The Center for Responsible Lending is a nonprofit organization opposed to “abusive financial practices” including payday loans, mortgage lending, overdraft loans (bounced check protection), car title loans, credit card abuses, refund anticipation loans and mandatory arbitration. Read more ›

If you don’t compare payday lenders carefully you may fall victim to one of the many fake payday loan websites set up by identity thieves. If you’ve ever applied for an online payday loan, you should check your credit reports regularly for unusual activity. Unfortunately, there are many fake credit report websites as well. Read more ›