Annual Credit Report
If you don’t compare payday lenders carefully or follow the Payday Loan Checklist, you may fall victim to one of the many fake payday loan websites set up by identity thieves.
If you have ever applied for an online payday loan, you should check your credit reports regularly for unusual activity.
Unfortunately, there are many fake credit report websites as well.
AnnualCreditReport.com is the ONLY site you should trust when it comes to getting your credit report. It is the only service authorized by Equifax, Experian and TransUnion for this purpose…
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DP Bureau / CL Verify
DP Bureau (and its subsidiary CL Verify) offers identity verification, payday loan history reporting and other decision support solutions to payday lenders.
When you apply for a payday loan, lenders will usually check your record at DP Bureau, Teletrack or both…
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Martinsville DuPont Credit Union
Martinsville DuPont Credit Union (MDCU) offers an excellent payday loan alternative called the Salary Advance Loan…
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TeleCheck
TeleCheck is a check verification service that helps businesses safely accept checks and avoid check fraud. Verification can take place at the point of sale, by telephone or over the Internet.
We found that many payday loan consumers confuse TeleCheck with Teletrack, a consumer credit database for sub-prime lenders, so we decided to add a link to TeleCheck as well.
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Consumer Sentinel
The Consumer Sentinel is an identity theft and consumer fraud database managed by the Federal Trade Commission. Consumers can use it to file complaints against:
- identity thieves who set up fake payday loan websites to harvest personal information
- unethical lenders who engage in fraud
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Financial Service Centers of America
The Financial Service Centers of America (FiSCA) is a national payday loan industry trade group…
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Armed Forces Bank
The Armed Forces Bank offers unsecured consumer loans to military personnel that can be used as an inexpensive alternative to payday loans…
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USAA Savings Bank Credit Cards
The United Services Automobile Association (USAA) Savings Bank is a FDIC-insured bank that offers military personnel and their families low-cost credit cards that are an excellent alternative to payday loans…
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Financial Service Centers of Washington
The Financial Service Centers of Washington (FiSCWA) is a payday loan industry trade group based in Washington State…
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Postal Employees’ Relief Fund
The Postal Employees’ Relief Fund (PERF) offers emergency assistance (relief grants) to active and retired postal employees who incur significant loss in property damage as the result of a major natural disaster…
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