Annual Credit Report

Posted by Online-Payday-Loans.org on Apr 19, 2007 in Links

If you don’t compare payday lenders carefully or follow the Payday Loan Checklist, you may fall victim to one of the many fake payday loan websites set up by identity thieves.

If you have ever applied for an online payday loan, you should check your credit reports regularly for unusual activity.

Unfortunately, there are many fake credit report websites as well.

AnnualCreditReport.com is the ONLY site you should trust when it comes to getting your credit report. It is the only service authorized by Equifax, Experian and TransUnion for this purpose…

From their website:

AnnualCreditReport.com provides consumers with the secure means to request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies in accordance with the Fair and Accurate Credit Transactions Act (FACT Act).

AnnualCreditReport.com (External Link)
(https://www.annualcreditreport.com/)

Important:

  • never give out personal information to any other company, website or person for requesting free annual credit reports under the FACT Act
  • AnnualCreditReport.com will not approach you via email, telemarketing or direct mail solicitations
  • instead of getting reports from all three companies at the same time (once per year), it is better to stagger them – get one report every four months

To avoid the personal information risks associated with online payday loans altogether, you should consider offline (bricks and mortar) lenders or, better yet, find cheaper and safer payday loan alternatives such as credit unions.

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